HERO Program for Space Heating, Ventilation, Air Conditioning (HVAC), Water Heating  & Efficiency


Property owners in many Southern California communities may benefit from a unique financing program for energy saving appliances serving just their region. The HERO (short for the Home Energy Renovation Opportunity) program is a property tax loan contained in California Assembly Bill AB811.

The HERO program provides low-interest loans to residential and commercial property owners for many heating, air conditioning, ventilation, water heating and conservation equipment installations and more. Property owners are allowed to repay the loan through assessments on their property tax bills over 20 years. Even property owners with minimal credit can be approved for funding under the HERO renewable energy loan program.

Residents in the following counties, cities and communities may apply for a loan through the HERO program.

  • HERO3.0v2_LP-ParticipatingAreas_img_spriteRiverside County:¬†Banning,¬†Calimesa, Canyon Lake,¬†Corona,¬†Eastvale,¬†Hemet,¬†Jurupa,¬†Lake Elsinore,¬†Menifee,¬†Moreno Valley,¬†Murrieta,¬†Norco,¬†Perris,¬†Riverside,¬†San Jacinto,¬†Temecula,¬†Wildomar¬†and unincorporated areas.
  • Orange County:¬†Anaheim,¬†Brea,¬†Buena Park,¬†La Palma,¬†Newport Beach,¬†Placentia,¬†Santa Ana,¬†Tustin and¬†Westminster.
  • San Diego County: Lemon Grove,¬†Oceanside, San Marcos, Solana Beach and Vista.
  • San Bernardino County:¬†Adelanto,¬†Apple Valley,¬†Big Bear,¬†Chino,¬†Chino Hills,¬†Colton,¬†Fontana,¬†Grand Terrace,¬†Hesperia,¬†Highland,¬†Loma Linda,¬†Montclair,¬†Needles,¬†Ontario,¬†Rancho Cucamonga,¬†Redlands,¬†Rialto,¬†San Bernardino,¬†Twenty Nine Palms,¬†Upland,¬†Victorville,¬†Yucaipa and¬†Yucca Valley.

HERO Program Features

Key features of the HERO energy savings loan program include:

  • No credit score requirements
  • Interest is tax deductible
  • Fixed, low payments
  • Over 150,000 qualified products
  • Payments paid with property taxes
  • Upon sale of a property, the outstanding balance may transfer to the new property owner

What is HERO?

The HERO Program is provided through a partnership between the Western Riverside Council of Governments (WRCOG) and Renovate America, Inc. The program provides low-interest rate financing to create jobs and reduce utility costs while stimulating the local economy and reducing greenhouse gas emissions.

Generally, permanently affixed energy efficiency, water efficiency, and renewable energy products are eligible for HERO loans.

Property owners may repay HERO loans through a property tax bill assessment over a span of five to 20 years. The length of time the loan can be repaid depends on the useful life of the products and other factors.

Who is Eligible for HERO?

Homeowners who meet minimum criteria are eligible for HERO Financing. In order to quality for HERO loan, the following requirements must be met:

  • The loan recipient must be the property owner(s) of record
  • Current on their property taxes for the prior year
  • Property owner(s) must certify that the property taxes for this property have not been paid late more than once during the prior three years or since purchase if owned for less than three years
  • No late payments on property debt for the past twelve months through funding
  • No liens on the property
  • No bankruptcy in the past seven years and property is not currently an asset in a bankruptcy proceeding
  • Eligible Product costs cannot exceed 10% of the property‚Äôs market value
  • Mortgage-related debt on the property may not exceed 90% of the property‚Äôs value
  • Manufactured and mobile homes must be attached to the property, own the underlying land, and pay real property taxes (not DMV fees)

Learn More About HERO Program

At Air Temperature Specialists, our experienced sales team knows the details of the HERO low-interest loan program. We can determine whether your property is eligible and walk you through the process of applying for and receiving the funding to help pay for your the installation of energy saving equipment. Your energy savings alone could pay for your brand new equipment!

Call today for a free, no-obligation HERO program consultation or fill out this HERO Eligibility Form.

Relevant Links: https://www.heroprogram.com